open your checking account
How to get started
The bank account that provides flexible access with more ways to bank
1. Fill the form
2. Get pre-qualified
3. Verify your ID
4. Enjoy our banking
Create current accounts for all your needs
Plus peace of mind that your money is safe and secure, with our 100% Security Guarantee.
Advantage Checking Account
Privilege Checking Account
preferred rewards
Here's what you'll get with each account setting
Fraud protection
Fraud protection
Our $0 Liability Guarantee credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.
Mobile deposits
Mobile deposits
Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Don't worry: Check images are stored securely at the bank.
Banking
Banking
You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.
Debit card controls
Debit card controls
Lock a missing card quickly and easily to prevent unauthorized use. Cards can be added to a digital wallet for use at stores, cardless ATMs and more.
Custom alerts
Custom alerts
Know now and react fast to important account changes. You can set custom alerts via email or text for things like a low balance, a pending deposit, an upcoming bill.
Fast, secure sign-in
Fast, secure sign-in
Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.
Banking
Banking
You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.
Fast, secure sign-in
Fast, secure sign-in
Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.